Key Features

Charges & Interest

General Terms:

Candidates must make an application for the Card and must consent up to a credit check. Reports should be in Good Standing to be able to get Money-Back Rewards. Look at Tangerine Money-Back Rewards Program Terms & Conditions for complete details.

Transfers of balance are treated as payday loans and interest pertains through the deal date that seems on the statement that is monthly to date you repay the total amount in complete. There’s absolutely no grace that is interest-free on payday loans or transfers of balance.

Annual rates of interest: The yearly rate of interest on acquisitions and money improvements (including transfers of balance) is 19.95%. Prices are topic to improve. If you do not make 2 consecutive monthly minimal re re re re re Payments, or whenever you want thereafter, mortgage loan of 24.95per cent will connect with your Account on Purchases and payday loans (including transfers of balance).

Other costs and prices: These costs are charged regarding the time the transaction does occur (unless otherwise indicated): cash loan: $3.50 within Canada, $5 away from Canada; Balance Transfer: 3% or the least $5 (unless reduced or waived) associated with the quantity transported if it is published for your requirements. Dishonoured Payment: $25; Rush Card: $25; Over-Limit: $25 (optimum one Over-Limit fee per month-to-month declaration duration); Past Statement Reprint: $5 per past declaration. There’s no fee for the reprint of one’s present month-to-month declaration. Forex Conversion: As soon as the transformed transaction quantity gets published for your requirements, we are going to include a foreign exchange transformation cost of 2.50% to your transformed transaction quantity.

See your Information Box into the application for complete details or see Tangerine.ca/CreditCardLegal. prices and charges are susceptible to alter.

† Balance Transfer Promotional provide at 1.95percent for six months (1% stability Transfer Fee)

A Promotional Rate of 1.95percent will connect with any and all sorts of Balance Transfers made within thirty days of this Account opening, and certainly will stay static in impact for 6 declaration durations through the date the final balance that is such ended up being published into the Account (the “Promotional price Period”). To make the most of this Promotional Offer, you need to finish the total amount Transfer demand within thirty days of Account approval. You need to additionally stimulate your Card within 45 times of Account approval for the required stability Transfer become prepared, or even the total amount Transfer will likely be immediately terminated. Transfers of balance are treated as payday loans in your Card and don’t have a grace period that is interest-free. Transfers of balance may well not go beyond the available credit on the Account. The Balance Transfer transaction will not be processed if the Balance Transfer exceeds the available credit. A 1% stability Transfer Fee will likely to be charged for each Balance Transfer quantity and you will be straight away charged to your charge card. This Balance Transfer Fee is waived by Tangerine you accept this offer if you are a resident of the province of Quebec at the time. Interest will not accrue regarding the hit website Balance Transfer Fee, nonetheless it is roofed into the Minimum Payment quantity on your own month-to-month declaration. You have to continue steadily to make your entire monthly minimal re re re Payments because of the Payment Due Dates shown in your statements that are monthly. If you nevertheless have actually an amount owing from your own stability Transfer if the Promotional speed Period concludes, the bucks Advance interest of 19.95percent shall connect with that quantity. You have to continue steadily to result in the minimal re re Payments in your Account, whether or not the total amount Transfer happens to be prepared for your requirements. Transfers of balance might not be utilized to move cash to or from another Tangerine Account. Start to see the Tangerine Credit Card Cardholder Agreement to find out more about how exactly we use re re re payments for your requirements.

Payday loans (including transfers of balance) usually do not make Tangerine Money-Back Rewards. Start to see the conditions and terms associated with the Tangerine Money-Back Rewards Program at Tangerine.ca/CreditCardLegal for complete information on other items which usually do not make Tangerine Money-Back Rewards.

1 insurance plan is underwritten by American Bankers insurance carrier of Florida information on the coverage, including definitions, advantages, limits, and exclusions come in the certification of Insurance supplied with the Card. See the certification of Insurance then ensure that it stays in a safe destination with your other valuable papers.

Some of these provides can be changed or terminated at any time with no warning.

Mastercard is a trademark that is registered plus the sectors design is a trademark of Mastercard Overseas Incorporated.

Tangerine is really a trademark that is registered of Bank of Nova Scotia, utilized under licence.

Ahead Banking is just a trademark that is registered of Bank.